Aging Well in Maine

Author Archives: SeniorsPlus

TURNING 65? It’s time for Medicare!

 

Hello from Holly…

TURNING 65? It’s time for Medicare! If you are turning 65 and have a Marketplace plan, you need to ACT NOW!

Here are the facts:
• Since you are eligible for Medicare when you turn 65, you will lose any Marketplace subsidies or tax credits you receive.
• It’s your responsibility to make the switch from your Marketplace plan to Medicare – this does not happen automatically.
• Although Medicare may cost more than your Marketplace plan, Medicare gives you better coverage at a time you’ll need it most.
• If you wait to enroll in Medicare, you will pay a 10% penalty for life on your Part B Medicare premium for every year you delay enrollment.
• On average, people who wait to enroll in Medicare are paying 30% more in premiums than those who enrolled at age 65.

To protect your health and finances – When you Turn 65, Do the Two-Step!
Step One: Enroll in Medicare – You can sign up online at www.ssa.gov or 1-800-772-1213. If you need more information about the Medicare choices that work best for you, call us at SeniorsPlus to schedule a personal one-on-one appointment, toll free 1-800-427-1241. We offer free, unbiased assistance.
Step Two: Dis-enroll from the Marketplace – You can dis-enroll online at www.healthcare.gov or call Consumers for Affordable Healthcare at 1-800-965-7476 for assistance in dis-enrolling from your Marketplace plan.

You don’t have to navigate this alone!
• This process can be complicated
• Every person’s situation is different
• You could lose coverage or face penalties if you do nothing

Contact your local area agency on aging to get free, unbiased advice you can trust! The area agency on aging for western Maine is SeniorsPlus, 1-800-427-1241. To reach area agencies on aging outside of western Maine, call 1-877-353-3771.

Holly Zielinski is the Director of Community Services for SeniorsPlus

You Don’t Have to Eat Alone!

 

Hello from Holly…
You Don’t Have to Eat Alone!

One of the biggest risks older adults face is loneliness. Not only does it feel bad, but it can be bad for your health, causing depression which affects all parts of your body. Mealtime is a big culprit. Mealtime in our society is a very social event. Families gathered around a table, sharing their day, memories, insights, laughter, and love. As we age, the table often gets smaller – the kids grow up and move away, a spouse dies, friends move away, and soon, mealtime is more of a chore than a pleasure.

To protect your nutrition and health, you need to eat with others just as often as possible. SeniorsPlus offers a Community Dining program with places and opportunities for you to get together with friends, neighbors, and family to have a nutritious meal!

1. Lunch Plus Cafes. Here you can gather once a week or more, and share a meal with others. Make a reservation and you’ll have a delicious, hot meal ready and waiting for you! $3 donation requested. Locations are: Heritage Court and The Auburn Townhouse in Auburn, Meadowview Park and St. Mary’s Nutrition Center in Lewiston, MTM Community Center in Lisbon Falls, Boofy Quimby Hall in Turner, Rangeley Town House in Rangeley, Nezinscot Village in Buckfield, Muskie Center in Rumford and, coming soon, Farmington Community Center in Farmington.

2. Around Town Restaurants. Get a voucher from us (requested donation of $5), and use it anytime at a restaurant that partners with us in this program. When you go to the restaurant with your friends or family, ask for the SeniorsPlus menu. There you will have a great selection of entrees that fit our nutrition standards. Enjoy your meal, and “pay” for it with the voucher, tip not included. Our restaurants include: Brickyard Café in Farmington, Campus Cuisine and Chick-A-Dee in Lewiston, Chuck Wagon in Livermore Falls, LaFleur’s in Jay, Market Square in South Paris, and Douin’s Market & Diner in New Sharon.

For more information, go to our website www.seniorsplus.org or call us at 1-800-427-1241.

Holly Zielinski is the Director of Community Services for SeniorsPlus.

Is Your Heart Healthy?

 

Hello from Holly…

Is Your Heart Healthy?

If your doctor were to tell you that they have found a new way to prevent heart disease would you be interested?? Of course you would be, so would I!

Well there is a way to help prevent it … and it’s not an expensive new medication and it isn’t going to take a lot of your time … have you guessed what it is?

You guessed it, exercise! That’s all. Just 30 minutes a day. We’ve all heard it before. But I bet your ears perked up when you read there might be a new way to prevent heart disease right? But yet when our doctor says, “exercise,” we slump back in our chairs and dismiss it.

We all have 24 hours every day; that’s 1,440 minutes. What is with us that we can’t find 30 minutes a day to take care of our heart? We spend far more than 30 minutes a day eating. We probably watch TV for at least 30 minutes a day. Why can’t we take 30 for exercise?

Yes, I know it’s winter, the streets are icy, it’s cold out, it’s not safe to walk in our neighborhoods, a membership at the gym costs too much. So many excuses. And of course, the best excuse of all: “I don’t have time.” Come on, let’s get real – 30 minutes? People seem to find 30 minutes after they have a heart attack. Don’t wait for a heart attack before you find your 30 minutes!

Just as our bodies need food and sleep for maintenance, our hearts need exercise. Maybe hearts should come with an instruction manual – “need 30 minutes maintenance a day.” It’s not a lot to ask for an organ that makes everything else happen for us. February is Heart Month, and at SeniorsPlus, we’re making it the “30 Minute Exercise Challenge” month. I challenge you. Take the pledge. Can you do it? Your heart will thank you.

Holly Zielinski is the Director of Community Services for SeniorsPlus

What are Age-Friendly Communities?

 

Hello from Holly…

What are Age-Friendly Communities?

Towns across Maine are becoming more aware that their populations are getting older. Forward-thinking towns such as Bethel, Rangeley, Bowdoinham, and Harpswell are joining a growing movement of locales becoming “Age Friendly.”

What does this mean exactly and why is it important? It’s a critical look at how easy or difficult it is for older adults (and those with disabilities of all ages) to remain in their own homes in their town and remain connected and involved in community life. Once the critical assessment of the town has happened, a community comes together to make life in their town better for everyone. This might include looking at zoning to be sure smaller or shared housing is available close to downtown, establishing a Friendly Caller program to check on those who are homebound, recognizing the great wealth of talent available with retirees, and creating opportunities for volunteers to improve their community by doing such things as helping each other with home repairs, tutoring children, or providing transportation to people who can’t drive.

SeniorsPlus is in Year Two of a Maine Health Access Foundation Thriving in Place grant, to work toward Age Friendliness with the towns of Rangeley and Farmington. Rangeley has an active working group (HELP: Helping Elders Live in Place). They have a Friendly Caller program and have opened a social Adult Day Program to give caregivers a break. In Farmington SeniorsPlus has partnered with Foster Tech at Mt. Blue High School to open a dining site for older adults to socialize and enjoy a nutritious meal prepared and served by the school’s culinary arts students. An additional dining site will open at the Community Center this winter to provide hot, nutritious meals, social and educational programs for older adults and adults with disabilities.

Forward-looking towns are understanding the need to find ways to keep their community members well, healthy, and connected. For a great tool to get you and your community started on the conversation about becoming Age Friendly, check out AARP’s Age Friendly Toolkit: www.aarp.org/livable-communities.

Holly Zielinski is the Director of Community Services for SeniorsPlus

“Share the Love” at SeniorsPlus Meals on Wheels food drive Dec. 16

It is not unusual for someone to walk through the doors of any one of our three offices in the state, say they have no food, ask us to please help them. That takes a lot of courage. We are glad they summoned the courage and even gladder when we can give them the food they need.

During the month of December, SeniorsPlus will collaborate with Evergreen Subaru as part of the “Share the Love” fundraising campaign of Meals on Wheels America, the national Meals on Wheels organization.

On Friday, December 16 from 9 am to 3 pm in the Evergreen Subaru lot at 774 Center Street in Auburn, we will hold a “Share the Love Food Drive.” Foods gathered at the food drive will be used by SeniorsPlus to create emergency food packs of non-perishable foods for distribution to people in need suffering from hunger. These Emergency Food Packs enable us to divert a crisis hunger situation while longer-term solutions are found.

For the December 16 food drive, SeniorsPlus and Evergreen Subaru will be collecting non-perishable foods (dry goods, canned foods, etc.) suitable for snacks, breakfast, lunch and dinner. These may include meals in a can (soup, stew, chili), canned tuna or chicken, peanut butter, low-sodium canned vegetables, low-sugar whole grain cereals, and healthy snacks. Soda, candy, items packaged in glass, and bulk quantities of rice, flour, or sugar are discouraged

SeniorsPlus serves through its Meals on Wheels program more than 96,000 meals annually to almost 800 homebound individuals. This winter, we anticipate the demand for Meals on Wheels will exceed our budget and force the reinstatement of a waitlist for Meals on Wheels. More than 200,000 Mainers struggle against hunger.

In addition, Evergreen Subaru is partnering with Meals on Wheels America on the national Subaru philanthropic campaign Share the Love. Through the 2016 Share the Love Event, now through January 3, 2017, Subaru will donate $250 for every new Subaru vehicle purchased or leased to the customer’s choice of the four national charities, including Meals on Wheels America, with a minimum guarantee of $250,000. In addition to these partners, Subaru retailers have selected more than 660 hometown charities for their customers to support as well. By the end of this year’s event, Subaru hopes to exceed a grand total of $90 million donated since the creation of Share the Love.

So, on Friday, December 16 between 9 am and 3 pm, we encourage you to stop by Evergreen Subaru to donate some non-perishable goods, and take a Subaru for a test drive. Thank you for your support!

Are You Too Old for Marketplace Insurance?

 

Hello from Holly…

Are You Too Old for Marketplace Insurance?
Believe it or not, you might be! If you’re currently on a Marketplace (Obamacare) insurance plan and you’re 65 years old or older, you’ve outgrown your policy.

When the Marketplace came into being, it was designed for people UNDER 65 who might be without insurance. It was not designed for those 65 or older, because Medicare was already in place for you.

When you turn 65, since you are eligible for Medicare, you will lose any Marketplace subsidies or tax credits you receive. It’s your responsibility to make the switch from your Marketplace plan to Medicare – this does not happen automatically. Although Medicare may cost more than your Marketplace plan, Medicare gives you better coverage at a time you’ll need it more.

If you wait to enroll in Medicare, you will pay a 10% penalty for life on your Part B Medicare premium for every year you delay enrollment. On average, people who wait to enroll in Medicare are paying 30% more in premiums than those who enrolled at age 65. But here’s the good news: Although the switch can be a bit confusing, there is free help out there for you. You can call your Area Agency on Aging, for one-on-one help getting you dis-enrolled from the Marketplace policy and enrolled in Medicare. Call us today at 1-800-427-1241.

If you want to do it on your own, please remember there are two steps.
Step One: Enroll in Medicare. You can sign up online at www.ssa.gov or call 1-800-772-1213. If you need more information about the Medicare choices that work best for you, before you enroll, call your local Area Agency on Aging at 1-877-353-3771 for free, unbiased assistance.
Step Two: Dis-enroll from the Marketplace. You can dis-enroll online at www.healthcare.gov or call Consumers for Affordable Healthcare at 1-800-965-7476 for assistance in dis-enrolling from your Marketplace plan.

Holly Zielinski is the Director of Community Services for SeniorsPlus

Fall Clean Up of Your Medications: The Why and How of Disposal

Do you have expired medicines or ones you no longer take in your cabinets? Fall is a good time to do inventory and clean-up those while you’re doing the other Fall chores. Here’s the whys to dispose of them and the hows to properly do so.

Why?
• The biggest threat of unused medications lying around is the potential that you could take them by mistake, or children and pets could take them and suffer overdose and/or death.
• A growing threat is drug diversion – in other words, someone going through your trash to find your unused painkillers, etc., to support their drug addiction.
• Medications flushed down the toilet go directly to our groundwater system. Waste water treatment does not eliminate the harmful effects of medications.
• So, now we know flushing medications down the toilet is not good. There are a few medications that if even one dose was taken, they could be fatal to a child or a pet, so the safest thing to do is get rid of them immediately.

How?
• Some law enforcement agencies will take unwanted meds throughout the year. Check with your local police or sheriff departments in your town.
• If you cannot get to a collection site, then take the meds out of their containers, and mix them into raw garbage. Then put the mixture in a sealed bag or can (an old coffee can with a lid) and put in your trash. Your efforts to disguise them and make them unappealing will help stop animals and people from finding them.
• Lastly, make sure your identifying information is removed from the pill containers. Remove the labels, or scratch off information that identifies you and the drug. You do not want someone seeking drugs to target you and your home for a break-in.

Now is the perfect time to clean out your medicine cabinets and kitchen cabinets, safely, protecting the environment, pets, children, and yourself from theft.

Holly Zielinski is the Director of Community Services for SeniorsPlus

Are You Nearing Age 65?

• Did you know that if you are Medicare eligible at age 65, you must sign up for Medicare 3 months before your birthday, the month of your birthday, or during the 3 months following your birthday month? (If you’re still working and you have “creditable” insurance coverage, you can continue with your employer insurance.)

• Did you know that you sign up for Medicare through Social Security? You can do this yourself on the Social Security website, www.ssa.gov.

• Did you know that if you are currently on a Marketplace (or Obamacare or ACA insurance) policy, you MUST switch to a Medicare policy at age 65. If you do not, you will receive a premium penalty from Medicare and will have to pay back any subsidy you may have received during that time period. Yes, your Marketplace policy may be better and cost you less, but you are not allowed to keep it.

• Did you know that no one is going to send you a letter to tell you this and remind you to switch your policy? You must keep track of this yourself. Many people are getting caught, assuming someone will let them know when they need to switch their policy. Unfortunately that is not how it works.

Age 65 is a great age – maybe you’re considering retirement and will now have more time to enjoy the simple things, the little things that as we get older we realize are really the big things, the things that matter. Time with family and friends, time to pursue hobbies, time to travel.

It’s also an age when we may ignore important steps we need to take – such as switching insurance policies, getting that red, white and blue card that says Medicare. But some deadlines are just too important to ignore and can hurt us financially.

If you are nearing 65, we invite you to come to a Medicare Basics class at the SeniorsPlus Education Center, and/or make a free appointment with a SeniorsPlus Medicare counselor to review your options. Medicare counselors are available in Fryeburg, Farmington, Norway, Poland, Rumford and Lewiston. Call today 1-800-427-1241.

Holly Zielinski is the Director of Community Services for SeniorsPlus

Achieve Healthy Aging

September is Healthy Aging Month! What does that mean to you? For me it’s about the whole package – mind, body and spirit. Reminding myself I’m never too old to make small positive changes and even reinvent myself if I am so inclined. Check out this list of 10 Healthy Aging & Reinventing Yourself ideas. Which ones speak to you?

1. Do not act your age or at least what you think your current age should act like! What do remember as your best age? Picture yourself at that age and be it. Some people may say this is denial, but it goes a long way toward feeling better about yourself. (Tip: Don’t keep looking in the mirror, just FEEL IT!)

2. Be positive in your conversations and actions every day. When you catch yourself complaining, check yourself right there and change the conversation to something positive. (Tip: Reading and writing positive affirmations daily can be uplifting!)

3. Don’t associate with negative people. Surround yourself with people who have a positive outlook on life, who are energetic, happy people. You’ll be happier too. (Tip: Smile often. It’s contagious!)

4. Analyze your gait. Do you walk slowly because you have just become lazy or, perhaps, have a fear of falling? (Tip: Strength and balance exercises can make a big difference)

5. Stand up as straight as you can! You can knock off a few years with this trick your mother kept trying to tell you. You will look great and feel better. (Tip: Your waistline will also look trimmer!)

6. How’s your smile? People who smile more often are happier. Your teeth are just as important to your health as the rest of your body. Good oral health is a gateway to your overall well-being. (Tip: Keep those regular dental exams and maybe look into teeth whitening)

7. Lonely? You don’t have to be. Call a friend or family member, volunteer your time, take a class, invite someone to meet for lunch or coffee. (Tip: SeniorsPlus has many volunteer opportunities and if you haven’t checked out our Education Center you owe it to yourself – do it today!)

8. Start walking – just a few extra steps a day can make a big difference. Fall is a beautiful time of year to get outside for a walk. (Tip: If you have a dog, take them for a walk with you!)

9. Make this the month you set up your annual physical and other health screenings. If you’re approaching 65 remember October starts Open Enrollment season for Medicare. SeniorsPlus is available to provide free assistance with navigating this often confusing process. Call us to schedule your personal appointment.

10. Last but not least, find your inner artist. You may have an artist lurking inside you just waiting to be tapped (Tip: Never think you are too old to reinvent yourself!)

Holly Zielinski is the Director of Community Services for SeniorsPlus

Hello from Holly:

“Educating the mind without educating the heart is no education at all” – Aristotle

Lifelong Learning is a phrase we hear so often these days. What exactly does that mean? Wikipedia defines it as “the ongoing, voluntary, and self-motivated pursuit of knowledge for either personal or professional reasons while enhancing social inclusion, active citizenship, and personal development which provides self-sustainability.”

Sounds pretty appealing, huh? If you answered yes, you are in luck! SeniorsPlus will be presenting their 9th annual Aging Well Living Well Expo on Friday, October 7, at Sunday River in Bethel. Join us for a full day of learning, exploring, and energizing at the beautiful Sunday River Resort. As a bonus, fall foliage should be at its peak!

What can you explore and learn? Explore important topics such as cognitive aging, marijuana as legal and useful medicine, facts about Lyme disease, and how our Legislative process works. Learn how to relax and the health benefits of Tai Chi, acupuncture, and aqua stretching. Maybe you’ve always wanted to learn to line dance or use your crockpot for healthy cooking? How about home brewing your own beer? Other fun and useful workshops will include photography using your smartphone, what color is your personality, and coloring books all grown up!

It will be a fun-filled day of learning and exploring, starting with the keynote address by long-time WCSH-TV weatherman Kevin Mannix and his wife Linda Rota as they share their life experiences highlighted in their book “Weathering Shame.”

The $25 admission is for the entire day and includes breakfast and lunch. Chondola rides to the North Peak Lodge will also be available for a nominal fee. Full brochures with workshop details and registration information are now available at SeniorsPlus and at www.seniorsplus.org/awlw. You may also register by phone using your credit card by calling 1-800-427-1241. Mark your calendar for October 7 — See you there!

Note: Holly Zielinski is the new Director of Community Services at SeniorsPlus